/* Fresh Кредит — кредитный брокер Самара (2026-07-17)
   Design system: Trust Blue + Action Orange
   Синий #2563eb доверие + Оранжевый #f97316 действие (CTA) */

:root {
  --primary:      #2563eb;
  --primary-dark: #1b3a6b;
  --primary-900:  #0f2547;
  --primary-050:  #eaf1fe;
  --accent:       #f97316;
  --accent-dark:  #ea580c;
  --accent-050:   #fff2e8;

  --bg-page:  #f6f9ff;
  --bg-card:  #ffffff;
  --text-dark:  #0f1b2d;
  --text-body:  #354657;
  --text-muted: #64748b;
  --text-soft:  #94a3b8;
  --on-dark:    #e7eefb;
  --on-dark-mut:#9fb2d6;

  --border:     #e2e8f0;
  --border-str: #cbd6e4;
  --success:    #16a34a;
  --error:      #ef4444;

  --shadow-card: 0 2px 10px rgba(15,37,71,.06);
  --shadow-hov:  0 14px 34px rgba(15,37,71,.14);
  --shadow-form: 0 20px 50px rgba(15,37,71,.18);
  --shadow-acc:  0 8px 22px rgba(249,115,22,.34);

  --radius: 16px;
  --radius-sm: 10px;
  --radius-pill: 999px;
  --container: 1180px;
  --font: 'Manrope', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font); font-size: 16px; line-height: 1.6; color: var(--text-body); background: var(--bg-page); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: var(--primary); text-decoration: none; transition: color .15s; }
button { font-family: inherit; cursor: pointer; }
input { font-family: inherit; }
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 20px; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 9px; padding: 14px 26px; font-size: 16px; font-weight: 700; border: none; border-radius: var(--radius-pill); background: #fff; color: var(--primary-dark); transition: transform .15s, box-shadow .2s, background .2s; }
.btn:hover { transform: translateY(-2px); }
.btn--accent { background: linear-gradient(135deg, #fb8c3c 0%, var(--accent) 55%, var(--accent-dark) 100%); color: #fff; box-shadow: var(--shadow-acc); }
.btn--accent:hover { box-shadow: 0 12px 30px rgba(249,115,22,.46); color:#fff; }
.btn--primary { background: var(--primary); color:#fff; box-shadow: 0 8px 22px rgba(37,99,235,.30); }
.btn--block { width: 100%; }
.btn--lg { padding: 17px 34px; font-size: 17px; }

/* Header */
.header { position: sticky; top: 0; z-index: 60; background: rgba(255,255,255,.92); backdrop-filter: blur(10px); border-bottom: 1px solid transparent; transition: box-shadow .2s, border-color .2s; }
.header--scrolled { box-shadow: 0 2px 14px rgba(15,37,71,.08); border-bottom-color: var(--border); }
.header__inner { display: flex; align-items: center; justify-content: space-between; padding: 13px 20px; }
.logo { display: inline-flex; align-items: center; gap: 11px; color: var(--text-dark); }
.logo__mark { width: 42px; height: 42px; border-radius: 11px; background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%); color:#fff; display: grid; place-items: center; font-size: 19px; }
.logo__text { font-weight: 800; font-size: 20px; line-height: 1; display: flex; flex-direction: column; gap: 3px; }
.logo__text small { font-weight: 600; font-size: 11.5px; color: var(--text-muted); letter-spacing: .2px; }
.header__cta { display: flex; align-items: center; gap: 16px; }
.header__phone { display: inline-flex; align-items: center; gap: 8px; color: var(--text-dark); font-weight: 700; }
.header__phone i { color: var(--primary); }
.header__btn { padding: 11px 22px; font-size: 14px; }

/* Hero */
.hero { position: relative; padding: 46px 0 58px; background:
    radial-gradient(ellipse 60% 60% at 88% 0%, rgba(37,99,235,.10) 0%, transparent 60%),
    radial-gradient(ellipse 50% 55% at 0% 100%, rgba(249,115,22,.08) 0%, transparent 60%),
    linear-gradient(180deg, #ffffff 0%, var(--bg-page) 100%); }
.hero__grid { display: grid; grid-template-columns: 1.06fr .94fr; gap: 40px; align-items: center; min-height: 540px; }
.hero__badge { display: inline-flex; align-items: center; gap: 7px; background: var(--primary-050); color: var(--primary-dark); font-weight: 700; font-size: 13.5px; padding: 7px 14px; border-radius: var(--radius-pill); margin-bottom: 20px; }
.hero__badge i { color: var(--accent); }
.hero__title { font-size: 38px; line-height: 1.15; font-weight: 800; color: var(--text-dark); letter-spacing: -.4px; }
.hero__title span { color: var(--primary); }
.hero__lead { font-size: 18px; color: var(--text-body); margin: 18px 0 26px; max-width: 540px; }
.hero__lead b { color: var(--accent-dark); }

/* Преимущества-строки (иконка в круге + текст) */
.hero__benefits { list-style: none; display: grid; gap: 16px; margin-bottom: 28px; }
.hero__benefits li { display: flex; align-items: center; gap: 15px; }
.hb__ic { flex: 0 0 auto; width: 48px; height: 48px; border-radius: 14px; background: var(--primary-050); color: var(--primary); display: flex; align-items: center; justify-content: center; font-size: 20px; line-height: 1; text-align: center; }
.hero__benefits li > div b { display: block; font-size: 16px; font-weight: 700; color: var(--text-dark); line-height: 1.25; }
.hero__benefits li > div span { display: block; font-size: 13.5px; color: var(--text-muted); margin-top: 2px; }

.hero__actions { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; margin-bottom: 26px; }
.hero__phone-inline { display: inline-flex; align-items: center; gap: 8px; font-weight: 800; font-size: 18px; color: var(--text-dark); }
.hero__phone-inline i { color: var(--primary); }
/* Зелёная плашка-результат — притягивает взгляд к оферу перед CTA */
.hero__result { display: inline-flex; align-items: center; gap: 9px; background: #e9f9ef; color: #15803d; border: 1px solid #bbf7d0; font-weight: 700; font-size: 15.5px; padding: 11px 16px; border-radius: 12px; margin-bottom: 22px; }
.hero__result i { color: #16a34a; font-size: 17px; }
.hero__result b { color: #15803d; font-weight: 800; }

.hero__messengers { border-top: 1px dashed var(--border-str); padding-top: 18px; }
.hero__messengers-label { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; color: var(--text-muted); margin-bottom: 11px; }
.online-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--success); box-shadow: 0 0 0 3px rgba(22,163,74,.2); }
.msg-icons { display: inline-flex; gap: 10px; }
.msg-icon { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; font-size: 19px; background: var(--primary-050); color: var(--primary-dark); transition: transform .15s, background .2s, color .2s; }
.msg-icon b { font-weight: 800; font-size: 17px; }
.msg-icon:hover { transform: translateY(-2px); background: var(--primary); color: #fff; }

/* Lead form card */
.hero__right { position: relative; }
.lead-card { background: var(--bg-card); border-radius: 20px; padding: 26px 24px; box-shadow: var(--shadow-form); border: 1px solid var(--border); }
.lead-card__head { margin-bottom: 18px; }
.lead-card__head h2 { font-size: 22px; font-weight: 800; color: var(--text-dark); }
.lead-card__head p { font-size: 14px; color: var(--text-muted); margin-top: 5px; }
.field { margin-bottom: 14px; }
.field input[type=text], .field input[type=tel] { width: 100%; padding: 14px 16px; font-size: 16px; border: 1.6px solid var(--border-str); border-radius: var(--radius-sm); background: #fbfcfe; transition: border-color .15s, box-shadow .15s; }
.field input:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(37,99,235,.12); background:#fff; }
.field__select { width: 100%; padding: 14px 40px 14px 16px; font-size: 16px; border: 1.6px solid var(--border-str); border-radius: var(--radius-sm); background: #fbfcfe; color: var(--text-body); cursor: pointer;
  -webkit-appearance: none; appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%232563eb' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 15px center; }
.field__select:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(37,99,235,.12); background-color:#fff; }
.field__select:invalid, .field__select option[value=""] { color: var(--text-soft); }
.field input.is-error { border-color: var(--error); box-shadow: 0 0 0 3px rgba(239,68,68,.12); }
.field__hint { display: block; font-size: 12px; color: var(--text-soft); margin-top: 6px; }
.field__label { display: block; font-size: 13.5px; font-weight: 600; color: var(--text-muted); margin-bottom: 9px; }
.radios { display: flex; gap: 10px; }
.radio { flex: 1; position: relative; }
.radio input { position: absolute; opacity: 0; }
.radio span { display: block; text-align: center; padding: 11px; border: 1.6px solid var(--border-str); border-radius: var(--radius-sm); font-weight: 600; font-size: 15px; color: var(--text-body); transition: all .15s; background:#fbfcfe; }
.radio input:checked + span { border-color: var(--primary); background: var(--primary-050); color: var(--primary-dark); }
.lead-card__consent { font-size: 11.5px; color: var(--text-soft); margin-top: 12px; text-align: center; line-height: 1.5; }
.lead-card__consent a { color: var(--text-muted); text-decoration: underline; }

/* ===== Image slots (брендовая панель-подложка + реальное фото сверху) ===== */
.img-slot { position: relative; border-radius: 18px; overflow: hidden; }
.img-slot__art { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 14px; text-align: center; padding: 26px;
  background: linear-gradient(140deg, var(--primary) 0%, var(--primary-dark) 60%, var(--primary-900) 100%);
  color: #fff; overflow: hidden; }
.img-slot__art::before { content: ""; position: absolute; width: 260px; height: 260px; border-radius: 50%; background: radial-gradient(circle, rgba(249,115,22,.42) 0%, transparent 70%); top: -70px; right: -70px; }
.img-slot__art::after { content: ""; position: absolute; width: 240px; height: 240px; border-radius: 50%; background: radial-gradient(circle, rgba(37,99,235,.55) 0%, transparent 70%); bottom: -90px; left: -60px; }
.img-slot__art-ic { position: relative; z-index: 1; width: 74px; height: 74px; border-radius: 20px; background: rgba(255,255,255,.14); border: 1px solid rgba(255,255,255,.22); display: grid; place-items: center; font-size: 32px; color: #fff; }
.img-slot--accent .img-slot__art-ic { background: linear-gradient(135deg, #fb8c3c, var(--accent-dark)); border: none; box-shadow: var(--shadow-acc); }
.img-slot__art-txt { position: relative; z-index: 1; font-size: 19px; font-weight: 600; line-height: 1.3; }
.img-slot__art-txt b { font-weight: 800; }
.img-slot__art-sub { position: relative; z-index: 1; font-size: 13px; color: rgba(255,255,255,.75); max-width: 300px; line-height: 1.5; }
.img-slot > img { position: relative; z-index: 2; width: 100%; height: 100%; object-fit: cover; display: block; }

/* ===== Hero visual (композиция: круг + фото + плавающие карточки) ===== */
.hero__visual { position: relative; min-height: 500px; display: flex; align-items: center; justify-content: center; }
.hero__circle { position: absolute; z-index: 0; width: 460px; height: 460px; max-width: 92%; aspect-ratio: 1; border-radius: 50%;
  background: radial-gradient(circle at 50% 40%, #e6efff 0%, #dbe8ff 55%, #cfe0ff 100%); }
.hero__circle::after { content: ""; position: absolute; right: 4%; top: 6%; width: 120px; height: 120px; border-radius: 50%; background: radial-gradient(circle, rgba(249,115,22,.25) 0%, transparent 70%); }
/* Вырезанное фото (PNG без фона) — сидит на круге */
.hero__girl { position: relative; z-index: 1; width: 480px; max-width: 98%; align-self: center; }
.hero__girl img { width: 100%; height: auto; display: block; filter: drop-shadow(0 18px 28px rgba(15,37,71,.16)); }

/* Плавающие карточки */
.fcard { position: absolute; z-index: 2; background: rgba(255,255,255,.96); backdrop-filter: blur(6px); border: 1px solid rgba(255,255,255,.8); border-radius: 14px; box-shadow: 0 12px 30px rgba(15,37,71,.16); padding: 13px 15px; }
.fcard--report { top: 8%; left: -6%; width: 210px; }
.fcard--chart { bottom: 12%; right: -4%; width: 180px; }
.fcard__title { display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; color: var(--text-dark); margin-bottom: 10px; }
.fcard__dot { width: 8px; height: 8px; border-radius: 50%; background: var(--primary); }
.fcard__bars { display: grid; gap: 6px; margin-bottom: 11px; }
.fcard__bars i { display: block; height: 7px; border-radius: 4px; background: linear-gradient(90deg, var(--primary) 0%, #7fa9f8 100%); }
.fcard__ok { display: flex; align-items: center; gap: 7px; font-size: 12px; font-weight: 700; color: var(--success); }
.fcard__ok i { font-size: 11px; }
.fcard__label { font-size: 12px; color: var(--text-muted); font-weight: 600; margin-bottom: 4px; }
.fcard__spark { width: 100%; height: 40px; display: block; }
.fcard__up { display: flex; align-items: center; gap: 6px; font-size: 12.5px; font-weight: 700; color: var(--primary); margin-top: 2px; }
.fbadge { position: absolute; z-index: 3; left: 6%; bottom: 6%; display: inline-flex; align-items: center; gap: 8px; background: #fff; color: var(--accent-dark); font-weight: 700; font-size: 13px; padding: 9px 15px; border-radius: var(--radius-pill); box-shadow: 0 10px 26px rgba(249,115,22,.24); border: 1px solid var(--accent-050); }
.fbadge i { color: var(--accent); }

/* ===== Modal ===== */
.modal { position: fixed; inset: 0; z-index: 500; display: none; align-items: center; justify-content: center; padding: 20px; }
.modal.open { display: flex; }
.modal__overlay { position: absolute; inset: 0; background: rgba(10,21,36,.6); backdrop-filter: blur(3px); animation: fade .2s ease; }
.modal__box { position: relative; z-index: 1; background: #fff; border-radius: 22px; width: 100%; max-width: 460px; padding: 30px 28px; box-shadow: 0 30px 70px rgba(0,0,0,.4); animation: pop .22s ease; max-height: 94vh; overflow-y: auto; }
@keyframes fade { from { opacity: 0; } }
@keyframes pop { from { opacity: 0; transform: translateY(16px) scale(.98); } }
.modal__close { position: absolute; top: 14px; right: 16px; background: none; border: none; font-size: 30px; line-height: 1; color: var(--text-soft); cursor: pointer; }
.modal__close:hover { color: var(--text-dark); }
.modal__title { font-size: 24px; font-weight: 800; color: var(--text-dark); margin-bottom: 16px; }
.modal__msg { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; margin-bottom: 14px; }
.modal__msg > span { font-size: 14px; font-weight: 600; color: var(--text-muted); }
.modal__or { font-size: 14px; font-weight: 700; color: var(--text-dark); margin-bottom: 14px; }
.lead-card--flat { background: none; border: none; box-shadow: none; padding: 0; border-radius: 0; }

/* Section heads */
.section__head { text-align: center; max-width: 720px; margin: 0 auto 40px; }
.section__head h2 { font-size: 32px; font-weight: 800; color: var(--text-dark); line-height: 1.18; letter-spacing: -.4px; }
.section__head p { font-size: 17px; color: var(--text-muted); margin-top: 12px; }
.section__head--light h2 { color: #fff; }
.section__head--light p { color: var(--on-dark-mut); }

/* BKI section (dark blue) */
.bki { background: linear-gradient(180deg, var(--primary-900) 0%, var(--primary-dark) 100%); padding: 66px 0; }
.bki__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.bki-card { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.10); border-radius: var(--radius); padding: 26px 24px; transition: transform .18s, background .2s; }
.bki-card:hover { transform: translateY(-3px); background: rgba(255,255,255,.08); }
.bki-card__icon { width: 50px; height: 50px; border-radius: 13px; background: linear-gradient(135deg, var(--primary) 0%, #3b82f6 100%); color:#fff; display: grid; place-items: center; font-size: 21px; margin-bottom: 16px; }
.bki-card__cat { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .8px; color: var(--accent); margin-bottom: 8px; }
.bki-card h3 { font-size: 19px; font-weight: 700; color: #fff; margin-bottom: 10px; line-height: 1.28; }
.bki-card p { font-size: 14.5px; color: var(--on-dark-mut); }
.bki-card p b { color: var(--on-dark); }
.bki-card__why { margin-top: 14px; padding-top: 14px; border-top: 1px dashed rgba(255,255,255,.15); font-size: 13.5px; font-weight: 600; color: var(--on-dark); display: flex; gap: 9px; }
.bki-card__why i { color: var(--accent); margin-top: 3px; }
.bki-card__why--hope i { color: var(--success); }
.bki__cta { text-align: center; margin-top: 36px; }

/* Services */
.services { padding: 70px 0; }
.services__grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.svc-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 26px 24px; box-shadow: var(--shadow-card); transition: transform .18s, box-shadow .2s; }
.svc-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hov); }
.svc-card__icon { width: 52px; height: 52px; border-radius: 14px; background: var(--primary-050); color: var(--primary); display: grid; place-items: center; font-size: 22px; margin-bottom: 15px; }
.svc-card h3 { font-size: 18.5px; font-weight: 700; color: var(--text-dark); margin-bottom: 9px; }
.svc-card p { font-size: 14.5px; color: var(--text-muted); }
.svc-card p b { color: var(--accent-dark); }
.svc-card__link { display: inline-block; margin-top: 12px; font-weight: 700; font-size: 14px; color: var(--primary); }
.svc-card--accent { background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%); border-color: transparent; }
.svc-card--accent .svc-card__icon { background: rgba(255,255,255,.16); color: #fff; }
.svc-card--accent h3 { color: #fff; }
.svc-card--accent p { color: #dbe6fb; }

/* Expert block */
.expert { padding: 60px 0; background: linear-gradient(180deg, #fff 0%, var(--bg-page) 100%); }
.expert__grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 44px; align-items: center; }
.expert__photo { position: relative; aspect-ratio: 4 / 5; border-radius: 24px; overflow: hidden; display: flex; align-items: flex-end; justify-content: center;
  background: radial-gradient(circle at 50% 32%, #eaf2ff 0%, #d7e6ff 70%, #c9ddff 100%); box-shadow: var(--shadow-hov); }
.expert__photo::before { content: ""; position: absolute; right: -30px; top: -30px; width: 150px; height: 150px; border-radius: 50%; background: radial-gradient(circle, rgba(249,115,22,.22) 0%, transparent 70%); }
.expert__photo img { position: relative; z-index: 1; width: 98%; height: 96%; object-fit: contain; object-position: center bottom; display: block; }
.expert__text h2 { font-size: 30px; font-weight: 800; color: var(--text-dark); line-height: 1.18; margin: 14px 0 14px; letter-spacing: -.4px; }
.expert__text > p { font-size: 16.5px; color: var(--text-body); margin-bottom: 18px; }
.expert__list { list-style: none; display: grid; gap: 11px; margin-bottom: 26px; }
.expert__list li { display: flex; align-items: center; gap: 11px; font-weight: 600; color: var(--text-dark); font-size: 15.5px; }
.expert__list i { color: #fff; background: var(--primary); width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center; font-size: 11px; flex: 0 0 auto; }

/* Why us (dark) */
.whyus { background: linear-gradient(180deg, var(--primary-dark) 0%, var(--primary-900) 100%); padding: 68px 0; }
.whyus__grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.why-card { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.10); border-radius: var(--radius); padding: 24px 22px; }
.why-card__icon { width: 46px; height: 46px; border-radius: 50%; background: rgba(37,99,235,.25); color: #7fa9f8; display: grid; place-items: center; font-size: 19px; margin-bottom: 14px; }
.why-card h3 { font-size: 17px; font-weight: 700; color: #fff; margin-bottom: 8px; line-height: 1.3; }
.why-card h3 .hl { color: var(--accent); }
.why-card p { font-size: 14px; color: var(--on-dark-mut); }

/* Steps */
.steps { margin-top: 50px; }
.steps__head { text-align: center; margin-bottom: 34px; }
.steps__head h3 { font-size: 25px; font-weight: 800; color: #fff; }
.steps__head p { color: var(--on-dark-mut); margin-top: 8px; }
.steps__grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; position: relative; }
.step { text-align: center; padding: 0 8px; }
.step__num { width: 54px; height: 54px; border-radius: 50%; margin: 0 auto 14px; background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%); color: #fff; font-weight: 800; font-size: 22px; display: grid; place-items: center; box-shadow: var(--shadow-acc); }
.step h4 { font-size: 16px; font-weight: 700; color: #fff; margin-bottom: 7px; }
.step p { font-size: 13.5px; color: var(--on-dark-mut); }

/* FAQ */
.faq { padding: 70px 0; }
.faq__inner { max-width: 820px; }
.faq__list { display: grid; gap: 12px; }
.faq-item { border: 1px solid var(--border); border-radius: var(--radius-sm); background: var(--bg-card); overflow: hidden; box-shadow: var(--shadow-card); }
.faq-item__q { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 18px 22px; background: none; border: none; text-align: left; font-size: 17px; font-weight: 700; color: var(--text-dark); }
.faq-item__q i { color: var(--primary); font-size: 15px; transition: transform .2s; flex: 0 0 auto; }
.faq-item.active .faq-item__q i { transform: rotate(45deg); color: var(--accent); }
.faq-item__a { max-height: 0; overflow: hidden; transition: max-height .28s ease; }
.faq-item.active .faq-item__a { max-height: 320px; }
.faq-item__a p { padding: 0 22px 20px; font-size: 15px; color: var(--text-muted); }

/* Final CTA */
.finalcta { background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-900) 100%); padding: 64px 0; }
.finalcta__grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 44px; align-items: center; }
.finalcta__text h2 { font-size: 32px; font-weight: 800; color: #fff; line-height: 1.15; }
.finalcta__text > p { font-size: 16.5px; color: var(--on-dark-mut); margin: 15px 0 20px; }
.finalcta__points { list-style: none; display: grid; gap: 10px; margin-bottom: 24px; }
.finalcta__points li { display: flex; align-items: center; gap: 10px; color: var(--on-dark); font-weight: 600; font-size: 15px; }
.finalcta__points i { color: var(--accent); }
.finalcta__contacts { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.finalcta__phone { display: inline-flex; align-items: center; gap: 9px; color: #fff; font-weight: 800; font-size: 20px; }
.finalcta__phone i { color: var(--accent); }
.finalcta .msg-icon { background: rgba(255,255,255,.12); color: #fff; }
.finalcta .msg-icon:hover { background: var(--accent); }
.lead-card--onlight { box-shadow: 0 24px 60px rgba(0,0,0,.32); }

/* Footer */
.footer { background: #0a1524; color: var(--on-dark-mut); padding: 48px 0 30px; }
.footer__top { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding-bottom: 26px; border-bottom: 1px solid rgba(255,255,255,.08); flex-wrap: wrap; }
.logo--footer .logo__text { color: #fff; }
.logo--footer .logo__text small { color: var(--on-dark-mut); }
.footer__contacts { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.footer__contacts > a { color: #fff; font-weight: 700; display: inline-flex; align-items: center; gap: 8px; }
.footer__contacts .msg-icon { background: rgba(255,255,255,.08); color: #fff; width: 38px; height: 38px; font-size: 16px; }
.footer__legal { padding-top: 22px; font-size: 12.5px; line-height: 1.7; color: #6b7f9c; }
.footer__legal p { margin-bottom: 10px; }
.footer__links { display: flex; gap: 20px; flex-wrap: wrap; margin: 14px 0; }
.footer__links a { color: var(--on-dark-mut); text-decoration: underline; font-size: 13px; }
.footer__copy { margin-top: 8px; color: #55688a; }

/* Notification + loader */
#notification { position: fixed; top: 20px; right: 20px; z-index: 200; background: #fff; border-radius: 12px; box-shadow: var(--shadow-hov); padding: 14px 18px; display: flex; align-items: center; gap: 12px; max-width: 340px; border-left: 4px solid var(--primary); }
.notif-icon { color: var(--primary); font-size: 20px; }
#notification p { font-size: 14px; color: var(--text-dark); }
.loader-overlay { position: fixed; inset: 0; z-index: 300; background: rgba(15,37,71,.4); display: grid; place-items: center; }
.loader { width: 46px; height: 46px; border: 4px solid rgba(255,255,255,.4); border-top-color: var(--accent); border-radius: 50%; animation: spin .8s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ===== Responsive ===== */
@media (max-width: 960px) {
  .hero { overflow: hidden; }
  .hero__grid { grid-template-columns: 1fr; gap: 16px; min-height: 0; }
  .hero__title { font-size: 32px; }
  /* Композиция при стеке: круг+фото по центру, плавающие карточки разнесены внутри */
  .hero__visual { width: 100%; min-height: 440px; max-width: 480px; margin: 12px auto 0; }
  .hero__circle { position: absolute; left: 50%; top: 50%; transform: translate(-50%, -50%); width: 300px; height: 300px; margin: 0; }
  .hero__girl { position: absolute; left: 50%; top: 54%; transform: translate(-50%, -50%); align-self: auto; width: 370px; max-width: 96%; }
  .fcard--report { top: 0; left: 0; }
  .fcard--chart { bottom: 4%; right: 0; }
  .fbadge { left: 4%; bottom: 2%; }
  .bki__grid, .whyus__grid, .services__grid { grid-template-columns: 1fr 1fr; }
  .steps__grid { grid-template-columns: 1fr 1fr; gap: 26px; }
  .finalcta__grid { grid-template-columns: 1fr; gap: 30px; }
  .expert__grid { grid-template-columns: 1fr; gap: 26px; }
  .expert__photo { max-width: 380px; margin: 0 auto; width: 100%; }
}
@media (max-width: 600px) {
  .container { padding: 0 15px; }
  /* Шапка: компактный логотип, телефон-иконкой, кнопка */
  .header__inner { padding: 10px 15px; }
  .logo__mark { width: 36px; height: 36px; font-size: 16px; border-radius: 9px; }
  .logo__text { font-size: 16px; }
  .logo__text small { display: none; }
  .header__cta { gap: 9px; }
  .header__phone { width: 40px; height: 40px; justify-content: center; background: var(--primary-050); border-radius: 10px; }
  .header__phone span { display: none; }
  .header__btn { padding: 10px 15px; font-size: 13px; }
  .hero { padding: 20px 0 28px; }
  .hero__title { font-size: 26px; }
  .hero__lead { font-size: 15.5px; margin: 12px 0 16px; }
  /* Компактный стек, чтобы hero влезал в один экран телефона */
  .hero__benefits { gap: 12px; margin-bottom: 14px; }
  .hb__ic { width: 42px; height: 42px; font-size: 18px; border-radius: 12px; }
  .hero__benefits li > div b { font-size: 15px; }
  .hero__result { margin-bottom: 14px; font-size: 13.5px; padding: 9px 13px; }
  .hero__result i { font-size: 15px; }
  .hero__actions { gap: 12px; margin-bottom: 16px; }
  .hero__actions .btn { width: 100%; }
  /* Визуал: круг поменьше, карточки по углам, помельче */
  .hero__visual { min-height: 400px; }
  .hero__circle { width: 250px; height: 250px; }
  .hero__girl { width: 300px; }
  .fcard--report { width: 165px; padding: 11px 12px; }
  .fcard--chart { width: 140px; padding: 11px 12px; }
  .fcard__title { font-size: 12px; margin-bottom: 8px; }
  .fcard__ok, .fcard__up { font-size: 11.5px; }
  .fbadge { font-size: 12px; padding: 8px 12px; }
  .section__head h2, .finalcta__text h2 { font-size: 25px; }
  .bki, .services, .whyus, .faq, .finalcta, .expert { padding: 46px 0; }
  .bki__grid, .services__grid, .whyus__grid, .steps__grid { grid-template-columns: 1fr; }
  .lead-card { padding: 22px 18px; }
  .modal__box { padding: 24px 20px; }
  .footer__top { flex-direction: column; align-items: flex-start; }
  #notification { left: 15px; right: 15px; max-width: none; }
}